Roth Contribution Limits 2024 Couples 2024. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing jointly, your magi. In that situation, the precise limit.
If you’re age 50 and older, you can add an extra $1,000. Your roth ira contribution might be limited.
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